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Klarna Financing Payment Options

Fast & simple financing for your order with Klarna's Buy Now, Pay Later.    

Gumball.com has partnered with Klarna!  Finance your change machine, crane/claw machine, or vending machine with a flexible payment solution.

Klarna Financing | Gumball.com

Easy & Flexible Payment Options

After adding the desired machine to your shopping cart, enter the checkout process and simply look for the 'Buy now, pay later with Klarna' payment option.  After clicking 'Complete Order' you will be directed to Klarna's website where you will input your information and find out what type of payment plan(s) you qualify for.  Note that your order will not actually be completed until a Klarna payment plan has been selected.  This means you have the freedom to search for a payment plan that fits your needs before committing to the purchase.  Find flexible payment options with only a soft pull on your credit.  Once approved, simply complete the payment process and you are all set!   Finding a flexible payment solution is as easy as that! 

4 interest-free installments 

Split your purchase into 4 payments so you can spread the cost of your purchase over time.  Enter the credit or debit card of your choice for automatic payments every two weeks.  No interest or added fees when you pay on time.  Subject to Klarna's Pay in 4 Terms & Conditions.

Monthly financing

Apply for easy monthly financing directly during the checkout process.  This plan will allow you to spread the cost of your purchase over time for up to 36 months.  A simple, 2-step application will provide you with an instant approval decision.  Once you have been approved, you will receive reminders and can manage your payments directly in the Klarna app.  The Annual Percentage Rate (APR) for purchases is between 0-24.99%.  Monthly financing payment plans are offered by WebBank, member FDIC. 

FAQ - Learn More About Klarna

Does Klarna perform a credit check?

Klarna does not always perform a credit check on you, nevertheless, as a responsible lender, they want to make sure they are helping our customers make the right financial decisions for their circumstances.  When a credit check is performed, Klarna will verify your identity using the details you provide and look at information from your credit report to understand your financial behavior and evaluate your creditworthiness.

Klarna will not perform a credit check when you:

Klarna will perform a soft credit check when you:

Klarna's third party credit checks are performed by Transunion and Experian.  If you have any questions regarding their services, your credit score or the data provided as part of a credit check we advise you to reach out to them directly.

These checks are performed in accordance with Klarna’s Terms & Conditions.

Does Klarna affect my credit score?

Depending on the payment method or service you choose, Klarna performs different types of searches to check your financial standing.  Klarna performs a soft credit check which does not affect your credit score and will not be visible to other lenders when you:

Read more about how these credit checks impact your credit score.

Monthly financing through a Klarna credit account is issued by WebBank, a member of the FDIC.